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Saving for Retirement? Not So Much.
Fifty-seven percent of U.S. workers have less than $25,000 saved for retirement excluding home equity and defined benefit pension plans, The Wall Street Journal reported on Wednesday. And 28 percent...
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Setting Savings Goals for Retirement
Most of us are aware that we ought to be saving for retirement. What’s not so clear is how much we’re supposed to save. One of Daily Economy’s readers, keh211264, responded to Wednesday’s post on...
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Saving for Retirement the Smart Way
This week’s episode of PBS Frontline is all about the state of retirement in the U.S. Long story short? Things aren’t looking so hot. People are overwhelmed by investment choices, management and...
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AIER Projects the 2014 COLA at 1.4-1.6 Percent
With the government shut down and no data being released officially, the Associated Press published a story about estimates of what the Social Security Cost-of-Living Adjustment for 2014 might be,...
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Reviewing the 4% Rule with Recent Data
Investors approaching retirement often have accumulated a substantial “nest egg” (held in a 401(k) or in other accounts) intended as a source of retirement income. If they decide not to purchase an...
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Ask a Researcher: Pay Student Loan Debt or Save for Retirement?
College grads often wonder whether to pay down student debt first or to save for retirement. Financially savvy folks recognize the need to save for retirement sooner than later, but they also know the...
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How Much Should I Save for Retirement?
ING’s advertising campaign suggests that workers need to save millions of dollars in order to retire comfortably. You know the ads, where people lug around target savings amounts, all upwards of $1...
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The Fallacy of Target Retirement Accumulations
Like many Americans, my 35-year old brother has yet to save anything substantial for retirement. After years of brotherly pestering, I’ve finally convinced him it’s time to start. I figure that with 30...
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Spending Less Early in Retirement: Sequence Risk and the Order of Returns
“Early retirement behavior matters most. The first 5-10 years of retirement have an outsized impact on long-term success. Spending less during these years provides a better likelihood of positive...
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